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PaySmart Agent Program
Win More Deals. Earn More. Build Your Book Faster.
Up to 80% revenue splits, free Clover placement, 24-hour underwriting, and a real human support team — everything you need to close more merchants and grow lifetime residuals with PaySmart Technologies.
No upfront cost. No minimum production. Lifetime residuals — guaranteed in writing.
80%
Revenue split (top tier)
24 hrs
Typical underwriting turnaround
5+
Processors under one roof
15th
Residuals paid every month
Why agents choose PaySmart
Built for Agents Who Want to Close More — and Keep More.
Most ISOs treat agents as a cost center. PaySmart is structured the opposite way: every tool, integration, and policy decision is made to help you write more business, deploy faster, and grow a portfolio you actually own.
Industry-Leading Revenue Splits
Keep up to 80% of residuals on every deal you write. Transparent reporting, paid like clockwork on the 15th of every month — no resets, no clawbacks on month 13.
Free Clover & POS Placement
Win more deals by offering Clover, NRS, SkyTab, and Figure terminals at no cost to your merchant. We absorb the hardware so you can close faster and bigger.
24-Hour Underwriting
Most applications approved within one business day. Same-day approvals are available on standard retail and restaurant accounts so your merchant never goes dark.
Dedicated Agent Support
A real human relationship manager, not a ticket queue. Direct phone, text, and email access to underwriting, deployment, and technical support — seven days a week.
Multi-Processor Flexibility
TSYS, Fiserv, Elavon, Clearent, and high-risk options all under one roof. Place every merchant on the best-fit processor instead of forcing them into a single platform.
Built-In High-Risk Vertical
CBD, nutraceuticals, firearms, MOTO, subscription, and offshore. Stop turning away revenue — our risk team places merchants other ISOs decline.
From Application to First Residual Check in Weeks, Not Months
Our onboarding is designed for agents who want to start producing immediately — no bureaucracy, no waiting, no surprise paperwork.
01
Apply in Under 5 Minutes
Submit a short agent application. We review every applicant personally — most decisions returned within 24 hours.
02
Get Onboarded the Same Week
Sign your agent agreement, receive your portal logins, marketing kit, pricing sheets, and free demo equipment for the field.
03
Start Writing Business
Use our merchant application portal, free placement program, and dedicated underwriter to close deals from day one.
04
Get Paid Lifetime Residuals
Track production, residuals, and merchant health in real time on the agent dashboard. Direct deposit on the 15th, every month.
Everything included
The Full Agent Toolkit — Day One.
You should never have to cobble together your own tech stack just to write a deal. PaySmart provides every tool, integration, and support channel a modern payments agent needs, included in your agreement.
Request Your Agent Kit- Online merchant application portal with e-signature
- Real-time residual and production reporting
- Pre-approved cash discount and surcharge programs
- White-label marketing collateral and pitch decks
- Dedicated deployment and technical support team
- Free Clover, NRS, SkyTab and Figure POS placement
- Same-day funding options for qualifying merchants
- Compliance, PCI, and chargeback assistance included
Who the PaySmart Agent Program Is Built For
Independent 1099 Agents
Solo producers tired of capped splits and slow underwriting. Get paid more, close faster, keep your book.
Sub-Offices and Super-Agents
Run your own team under PaySmart. We provide the back office; you keep the brand and the override.
ISOs Looking to Re-Paper
Bring an existing portfolio over. Our portfolio-transfer team handles repapering and statement analysis.
Agent Program FAQ
Straight answers to the questions every payments agent asks before signing.
Ready to Earn What You're Worth?
Apply to the PaySmart agent program in under 5 minutes. We'll respond within one business day with your split offer, onboarding plan, and demo equipment shipment.